Find tools and resources at your fingertips to make informed financial decisions now and to make the difference for your financial future. Use our Advice and Planning pages to learn more about all the financial matters that matter to you.
Everyday Finances
Whether you’re new to banking or just want to brush up on the basics, you can make the difference in your daily money matters.
- Financial Basics:
Banking Basics
- New to Banking:
Teaching Children about Finances
Financial Tips for College Kids and
Money Management Tips For College Students
- Budgeting:
How to Set up a Budget
Monthly Budget Worksheet
Holiday Budget Tips
- Managing Credit and Debt:
Your Credit Score
Tips to Improve Credit Score
Warning Signs of Financial Stress
Credit Dos and Don’ts
How to Avoid or Escape Credit Card Debt
- Taxes:
Tax Preparation Checklist
Tax Tips and Tax Planning Strategies
- Financial Safety:
FDIC Raises Deposit Insurance
Security and Identity Theft Resources
Saving & Investing
At each stage of your life, your financial security and growth matters to you and your family.
- Savings Basics:
Establish Good Saving Habits
- Investment Basics:
Basic Investing Principles
- Family Matters:
Saving for Education — “Planning for College”
Estate Planning — “Estate Planning and Net Worth”
- Planning for Retirement
Top 10 Ways to Plan for Retirement
Individual Retirement Accounts
Home Buying and Other Major Purchases
If your future includes a new house or car, knowing how to plan for big purchases is no small matter.
- Home Buying Basics:
Buying a Home for the First Time
Top Tips for Home Buyers
Mortgage Application Tips
Mortgage Glossary
Tips to Avoid Foreclosure
- Buying a Car:
Buying a Vehicle
Business Planning
Ready to get down to business? Smart planning and management matter to your success.
- Starting a Small Business:
Write a Business Plan
Business Loan Application Checklist
VCB Products and Services
Maximizing your banking experience at VCB matters to us, so we’ve provided answers to frequently asked questions and tips about popular VCB products and services.
