From no fees to a high rate – it pays to have MEGA Checking at VCB:

• High APY of 1.50%
• No annoying overdraft fees – really!
• No ATM fees at any ATM in the world

Even at another bank’s ATM, when the screen displays the warning “You will be charged $3 for this transaction. Do you want to proceed?” — just click “yes” and we’ll automatically pay their fee.

• Bonus rate of .10% on all new CDs
• $1,000 towards closing costs on a VCB residential mortgage
• Discounted rates for Home Equity Loans and Lines of Credit
• No fees on stop payments, domestic wire transfers, deposit return items, deposit corrections or notary services
• FREE Visa^® Check Card with ScoreCard^® Rewards program
• FREE Online Banking with FREE Bill Pay
• FREE 3x5 safe deposit box
• FREE custom printed checks

Call (703) 534-0700 to let us make the difference in your checking experience.

^*Annual Percentage Yield (APY) accurate as of 7/31/2009 and subject to change. This is a variable rate account; the APY may change after account opening. APY may be obtained with any positive account balance. However, fees may reduce earnings, where applicable. A $10,000 average MEGA checking account balance OR a combined personal deposit relationship of $50,000 must be maintained to avoid a $25 monthly maintenance fee. Fees may reduce earnings. When MEGA Checking is a new checking account opened to satisfy the terms of MEGA Savings, MEGA Money Market or MEGA CD, the minimum opening deposit is $1,000 and requires a Visa Check Card. We will waive any overdraft fees but reserve the right to return checks presented against an insufficient balance. VCB will pay all ATM fees, including fees assessed by non VCB ATMs. VCB reserves the right to modify or discontinue the ATM fee waivers at any time. Limit one MEGA Checking account per household. Ask for complete details. Member FDIC.