From no ATM fees to a high rate – it pays to have MEGA Checking at VCB:

• High APY of 1.25%
• No annoying overdraft fees – really!
• No ATM fees at any ATM in the world

Even at another bank’s ATM, when the screen displays the warning “You will be charged $3 for this transaction. Do you want to proceed?” — just click “yes” and we’ll automatically pay their fee.

• Bonus rate of .10% on all new CDs
• $1,000 towards closing costs on a VCB residential mortgage
• Discounted rates for Home Equity Loans and Lines of Credit
• No fees on stop payments, domestic wire transfers, deposit return items, deposit corrections or notary services
• FREE Visa^® Check Card with ScoreCard^® Rewards program
• FREE Online Banking with FREE Bill Pay
• FREE 3x5 safe deposit box
• FREE custom printed checks

Call (703) 534-0700 to let us make the difference in your checking experience.

^*Annual Percentage Yield (APY) accurate as of 3/15/2010 and subject to change. This is a variable rate account; the APY may change after account opening. APY may be obtained with any positive account balance. However, fees may reduce earnings, where applicable. A $10,000 average MEGA checking account balance OR a combined personal deposit relationship of $50,000 must be maintained to avoid a $25 monthly maintenance fee. Fees may reduce earnings. When MEGA Checking is a new checking account opened to satisfy the terms of MEGA Savings, MEGA Money Market or MEGA CD, the minimum opening deposit is $1,000 and requires a Visa Check Card. Limit one MEGA Checking account per household. Ask for complete details. Member FDIC.